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ATC Provides the Best Assessment
Collection Services in the Business

“No Fees • No Costs • No Risk" ®

1.

No Fees or Costs: ATC's program is a “No Fees • No Costs • No Risk"® program. It costs the Association nothing. No start-up fees. No retainers. No turnover fees.

2.

Highly Competitive Rates: ATC's rates are highly competitive with those charged by otherassessment collection companies.

3.

Experienced and Knowledgeable Staff: Each of ATC's collection officers has extensive experience in the assessment collection and non-judicial foreclosure industries.

4.

Comprehensive Reporting System: ATC's monthly reports are specifically designed to be responsive to the informational needs of our Association clients and their managing agents.

5.

Judicial Foreclosure: Judicial foreclosure is included in ATC's “No Fees • No Costs • No Risk"® program at no additional cost to the Association.

6.

Legal Support: ATC has experienced attorneys at Angius & Terry LLP to advise its Association clients, at no additional cost to the Association, as to how to proceed with respect to nonjudicial foreclosure, judicial foreclosure and/or any other collection alternatives so as to eliminatethe risk that the Association and/or their managing agents may be sued in the future for alleged irregularities in the collection process.

7.

Indemnity: ATC will, unlike its competitors, indemnify and defend and hold its Association clients and their managing agents harmless for any errors or omissions committed by ATC during the assessment collection process.

8.

Accelerated Payment to Association: ATC shares any partial payments on a 50/50 basis with the Association instead of collecting all our fees and costs first. Therefore, the Association begins receiving payments sooner than under programs where all of the fees and costs must bepaid before any money is distributed to the Association.

9.

Bankruptcy Monitoring: Bankruptcy monitoring is included in the “No Fees • No Costs • No Risk"® program at no additional cost to the Association.

10.

Insurance: ATC has both errors and omissions insurance coverage and comprehensive liabilityinsurance coverage to protect the Association from any prospective claims as to fault on the part of ATC.